Old vs New Tax Regime — Which Is Better for You?
Answer 7 quick questions about your income, deductions, and lifestyle to find out which tax regime saves you more money in FY 2025-26. Free, instant result.
Answer 7 questions about your income and deductions. We'll tell you which tax regime is likely better for you in FY 2025-26.
7 questionsUnder 2 minutesInstant result
Old vs New Tax Regime — Key Differences (FY 2025-26)
New Tax Regime Slabs (Default from FY 2024-25)
| Income Range | Tax Rate |
|---|---|
| Up to ₹3 lakh | Nil |
| ₹3–7 lakh | 5% |
| ₹7–10 lakh | 10% |
| ₹10–12 lakh | 15% |
| ₹12–15 lakh | 20% |
| Above ₹15 lakh | 30% |
Standard deduction: ₹75,000 for salaried employees (from FY 2024-25).
Old Tax Regime Slabs
| Income Range | Tax Rate |
|---|---|
| Up to ₹2.5 lakh | Nil |
| ₹2.5–5 lakh | 5% |
| ₹5–10 lakh | 20% |
| Above ₹10 lakh | 30% |
Key deductions available: Section 80C (₹1.5L), HRA, Home loan interest (₹2L under 24b), 80D health insurance, 80CCD(1B) NPS (₹50,000), standard deduction (₹50,000).
When Old Regime Wins
The Old Regime typically saves more when your total deductions exceed approximately ₹3.75 lakh (for income above ₹15 lakh). Below that threshold, the New Regime's lower slabs usually win.